Meredith Hobbs Brings Us the Next Crooked Lawyer Story

Morris Hardwick Schneider Accuses Founder of Embezzling $30 Million

Meredith Hobbs, Daily Report

Nathan E. Hardwick IV
Nathan E. Hardwick IV

Related Article: Hardwick Denies Embezzling from Firm


Residential real estate firm Morris Hardwick Schneider alleges that founder Nathan Hardwick IV embezzled more than $30 million from the firm and its affiliated title company, LandCastle Title.

In a suit filed Monday in Fulton County Superior Court, the firm claims Hardwick used the money to pay for casino expenses, private jet rides, a luxury Buckhead condo and real estate investments.

The two firms allege in the complaint that Hardwick raided the trust and escrow accounts that the firms maintain for residential mortgage closings and then created false bank statements and altered accounting records to hide the deficits.

Hardwick was listed as MHS’s managing partner and as the board chairman and CEO for LandCastle Title in a biography that has been deleted from MHS’s website.

A nanny who answered the phone at Hardwick’s residence at the St. Regis in Buckhead said he was not at home.

LandCastle’s lawyer, W. Reese Willis III of Fidelity National Law Group, declined to comment on active litigation. “The complaint speaks for itself,” he said.

Art Morris, another founding partner of MHS, did not respond to requests for comment, nor did MHS’s lawyer, Jeffrey Schneider of Weissman, Nowack, Curry & Wilco.

Fidelity National Title Group bought a 70 percent interest in LandCastle Title, one of its agents, after the escrow account losses were discovered, according to a letter Fidelity National posted Monday to MHS and LandCastles’ joint website.

A “significant shortage” in the accounts of MHS and LandCastle prompted the acquisition and Fidelity National is funding the shortages in return for the ownership interest in LandCastle, according to the letter. Fidelity National Title Group is owned by Fidelity National Financial.

Hardwick has resigned from MHS and Mark Wittstadt is now the managing partner, according to the letter, which was signed by Wittstadt and David Baum, the Southeast regional manager for Fidelity National Title Group who is now the president of LandCastle Title.

According to the suit, Hardwick spent $4 million from MHS’s trust accounts in wire transfers to casinos, $1 million to pay private jet companies, and $645,000 to cover losses from failed property investments.

He diverted $6.3 million from MHS’s trust accounts to a personal holding company called Divot, according to the suit, which names Divot as a co-defendant. According to Hardwick’s firm bio, he is an “avid golfer.”

Hardwick partially financed the February 2013 purchase of a $3 million unit at the St. Regis in Buckhead with funds from MHS and LandCastle, according to the suit, and siphoned off another $390,000 in regular payments to himself from MHS’s trust accounts, after draining the operating accounts.

The suit alleges that Hardwick has been embezzling money for at least 18 months, saying the $390,000 in personal payouts from the MHS trust accounts occurred between January 2012 and July 2014.

‘The far-reaching impact on lenders, realtors, law firms and consumers would have been a catastrophe had our parent company, Fidelity National Financial Inc. not stepped in with the capital and resources available to us and a plan to allow them to move forward,” said Fidelity National Title’s state manager Jim Petropoulos in an email to members of the Mortgage Bankers Association of Georgia.

MHS and LandCastle Title are headquartered in Atlanta. They have more than 50 offices in Georgia, Florida, Alabama, Mississippi, South Carolina, Tennessee, Virginia, West Virginia, Delaware, Maryland and Ohio.

 

The Next Article on This Attorney:

Hardwick Denies Embezzling from Firm

Nathan Hardwick denies allegations of embezzlement from his real estate law firm

Meredith Hobbs, Daily Report

Nathan Hardwick IV is accused of spending the money on casino expenses and a luxury condo.
Nathan Hardwick IV is accused of spending the money on casino expenses and a luxury condo.

Related Article: Morris Hardwick Schneider Accuses Founder of Embezzling $30 Million


Nathan Hardwick IV denied Wednesday that he embezzled $30 million from his residential real estate law firm, Morris Hardwick Schneider, and its affiliated title company, Landcastle Title.

In a suit filed Monday in Fulton County Superior Court, MHS and Landcastle Title claim Hardwick used the money to pay for casino expenses, private jet rides, a luxury Buckhead condo and failed real estate investments.

The firms allege in the complaint that Hardwick raided the trust and escrow accounts that they maintain for residential mortgage closings and then created false bank statements and altered accounting records to hide the deficits.

Hardwick was MHS’s managing partner and the board chairman and CEO for Landcastle Title, according to a biography that has been deleted from MHS’s website.

Hardwick denied the fraud allegations in a statement supplied by his lawyer, Ed Garland.

“Nat is not guilty of any improper, illegal or unethical conduct,” the statement said. “Nat became aware of a problem with the accounting earlier this summer and immediately alerted his partners and initiated a review by outside auditors.”

“The law firm was profitable and Nat believed that all of the money he received was properly distributed to him as his share of the profits of the firm,” the statement said.

Hardwick has resigned from the firm, according to a letter from Fidelity National Title Group that was posted Monday to MHS and Landcastle’s joint website.

Fidelity National Title Group bought a 70 percent interest in Landcastle Title, one of its agents, after the escrow account losses were discovered, the letter said. A “significant shortage” in the accounts of MHS and Landcastle prompted the acquisition and Fidelity National is funding the shortages in return for the ownership interest in Landcastle, it said. Fidelity National Title Group is owned by Fidelity National Financial.

Mark Wittstadt is now MHS’s managing partner, according to the letter, which was signed by Wittstadt and David Baum, the Southeast regional manager for Fidelity National Title Group, who is now the president of Landcastle Title.

“To allow Landcastle to fail would have been a calamity for the company’s employees, consumers, and the real estate industry, as a whole. We are grateful that FNTG made the decision to put the financial resources of the company behind Landcastle Title. Together, we are working to restore confidence in our industry,” said Wittstadt in a statement.

According to the suit, Hardwick spent $4 million from MHS’s trust accounts in wire transfers to casinos, $1 million to pay private jet companies and $645,000 to cover losses from failed property investments.

He diverted $6.3 million from MHS’s trust accounts to a personal holding company called Divot, according to the suit, which names Divot as a codefendant. According to Hardwick’s firm bio, he is an “avid golfer.”

Hardwick partially financed the February 2013 purchase of a $3 million condo at the St. Regis Residences in Buckhead with funds from MHS and Landcastle, according to the suit, and siphoned off another $390,000 in regular payments to himself from MHS’s trust accounts, after draining the operating accounts.

Landcastle’s lawyer is W. Reese Willis III of Fidelity National Law Group. MHS’s lawyer is Jeffrey Schneider of Weissman, Nowack, Curry & Wilco.

The suit alleges that Hardwick has been embezzling money for at least 18 months, saying the $390,000 in personal payouts from the MHS trust accounts occurred between January 2012 and July 2014.

“The far-reaching impact on lenders, realtors, law firms and consumers would have been a catastrophe had our parent company, Fidelity National Financial Inc. not stepped in with the capital and resources available to us and a plan to allow them to move forward,” said Jim Petropoulos, Fidelity National Title’s state manager, in an email to members of the Mortgage Bankers Association of Georgia.

MHS and Landcastle Title are headquartered in Atlanta. In Georgia, 57 lawyers work for MHS, according to the State Bar of Georgia’s directory.

It has 52 offices in 13 states, including Georgia, Florida, Alabama, Mississippi, South Carolina, Tennessee, Virginia, West Virginia, Delaware, Maryland and Ohio.

Hardwick, 48, started his own real estate closing firm, Jackson & Hardwick, in 1994. With visions of expanding into a regional or even national firm, he merged his firm in 2005 with the older and more established Atlanta closing firm Morris & Schneider.

Hardwick told the Daily Report at the time that he wanted MHS to be the nation’s biggest real estate firm within a decade. As comanaging partner with Randolph Schneider, he was responsible for marketing and business development.

MHS added foreclosure services in 2008 through a merger with Baltimore-based Wittstadt & Wittstadt. That firm was founded by Mark Wittstadt, now MHS’s managing partner, and his father, Gerard Wittstadt Sr.

Hardwick told the Daily Report in 2008 that MHS’s goal was to become a national one-stop shop for residential real estate. “We can take [property] from closing to refinancing to foreclosure to REO and back to retail again,” he said.

Mary Anne Walser, a real estate agent for Keller Williams Realty, expressed shock at the fraud allegations against Hardwick. “It’s the talk of every real estate and mortgage office in town,” Walser said. “No one had any inkling that there would ever be a problem.”

She said MHS is one of the major closing firms in the city, with a reputation as a “competent firm that does a good job.”

“All of us had at least one if not multiple closings there,” she said.

Walser spoke highly of Hardwick. “He is a smart guy and he built a great, wonderful firm. I hope there is some other side to the story,” she said.

Even though Fidelity National Title stepped in and covered the shortfall to the escrow accounts, real estate agents and mortgage lenders don’t know whether it is safe to use the firm, Walser said, adding that some mortgage companies have announced they’ve stopped using MHS for closings.

One mortgage lender, Ari Berman, said his company, Silverton Mortgage Specialists, has pulled all its real estate closings from MHS.

“The last thing we want to do is get involved in any kind of fraud or anything that smacks of fraud,” said Berman, who manages Silverton’s Dunwoody office. Silverton has nine Georgia offices and one in South Carolina.

Silverton can’t take the risk of entrusting mortgage money to MHS to hold in escrow during a real estate closing for fear that it could disappear, Berman said. “What if we end up losing those funds?”

“Even though it’s just an allegation, we can’t be associated with it,” he said. “That is a sacrosanct account. It’s other people’s money.”

Even though Hardwick has resigned from MHS and Fidelity National Title has covered the escrow shortfalls, Berman said there is no guarantee that he was the sole actor. “There is too much that is unknown. I’m not willing to take that risk,” he said.

“Fraud is a real hot-button issue in this industry. People lose their life savings because of it,” he said.

R. Robin McDonald Article on Crooked Attorney, Who Not Long Ago Was Called Robin Hood

State High Court Suspends Law License of Robert T. Thompson Jr.

R. Robin McDonald, Daily Report

Robert T. Thompson Jr.
Robert T. Thompson Jr.
John Disney/Staff

The state’s high court has suspended the law license of Buckhead attorney Robert T. Thompson Jr..

The Supreme Court suspended Thompson’s license on Tuesday after he failed to adequately respond to an ongoing investigation by the State Bar of Georgia that could lead to Thompson’s disbarment, according to court records.

It is the second time the bar has sought to suspend Thompson—who for years chaired the bar’s lawyers’ assistance committee—for failure to respond to a complaint. In June, the bar’s investigative panel asked the Supreme Court to suspend Thompson but rescinded its motion when Thompson filed a formal response before the high court could act.

On Wednesday, the bar’s general counsel, Paula Frederick, said she could not discuss details of the two underlying complaints against Thompson, because the bar did not seek Thompson’s suspension based on the merits of those allegations but rather on the lawyer’s failure to respond.

Thompson’s office telephone has been disconnected, and the Daily Report has been unable to reach him by email. Atlanta attorney Ann Shafer, who has been defending Thompson against a theft charge filed by a former client, could not be reached immediately on Wednesday.

In February, a Fulton County magistrate issued a criminal warrant charging Thompson with theft by conversion after Michael Samadi, a former client, accused Thompson of misappropriating $37,400 of Samadi’s funds. At the time, Shafer told the Daily Report that Thompson had repaid Samadi all but $6,400 of the funds, which Thompson claimed he had invested for Samadi at that client’s request, and intended to pay Samadi the remainder with interest once the invested funds could be retrieved without paying a penalty.

This year, Thompson has also twice been sanctioned by federal judges in Atlanta. In May, U.S. Magistrate Judge Gerrilyn Brill ordered Thompson to pay $13,565 to opposing counsel in a two-year-old foreclosure case because of “untimely and unreasonable requests” that Thompson made to depose the defendants’ witnesses and because he demonstrated “no real effort to work with defense counsel.”

In January, U.S. Senior District Judge Charles Pannell Jr. ordered Thompson to pay nearly $28,000 to opposing counsel in a Fulton County case to reimburse her costs of defending herself in federal court against what the judge said in his order were baseless allegations by Thompson. Pannell described Thompson’s conduct as “reprehensible” in his sanctions order, saying that the Buckhead lawyer had made “serious claims … without a proper basis” against Atlanta attorney Kimberly Childs.

The Ocean is Dying

Experts: ‘Scary’ problems on California coast — There may be “no food anywhere” along Pacific except in isolated areas — “It’s like crime scene investigation” in ocean — ‘Certainly’ Fukushima is one of stresses to sea life — Dolphins, whales more likely to be ‘bathed’ in radiation offshore (VIDEO)

 
Published: August 30th, 2014 at 12:39 pm ET
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Interview with Kristen Milligan(transcript excerpts), Oregon State University marine ecologist, by WheepingWillow, June 13, 2014 (emphasis added):

  • 4:30 in — “There‘s other issues going on, like with  dolphins and sea lions… There’s all these different stresses happening and certainly Fukushima is one.”
  • 8:30 in –” The problems we’re having in Monterey Bay, I think it’s pretty different than the sea star wasting. It is a very similar, heightened — scary, you know. Because the dolphins and sea lions, especially the dolphins, they’removing way offshore, miles and miles and miles. So those animals are more likely to be bathed in whatever — if there is significant levels of radiation to cause that — they’re more likely to be bathed on a chronic long-term level in that stuff, because they’re out in that… So we’re getting different types of exposure between the marine mammals and starfish. I can’t say anything, because it’s not, and this is where I wish — I’m looking forward to seeing what reports we get from the scientists that are just meeting to assess this… [Sea stars are] not like the big tuna that are starting to show signals of radiation. They’re not like dolphins or whales that are transiting the ocean waters all the time to areas that are closer to Japan.”

Santa Cruz Hilltromper, Aug 13, 2014: The Summer of Crazy… Monterey Bay is a strange place these days…. WTF, Monterey Bay? It’s like we don’t even know you anymore. Why is our beloved Bay suddenly so moody?… All the bay’s food, including the whale food, is concentrated near the shore [in a] very narrow feeding corridor… there isn’t much food along the Pacific Coast anywhere [and] the whales and other animals may be here, [MBARI’s resident nutrient monitor Ken Johnson] says, “because there’s no food anywhere else.”… Del Monte Beach was green… sea lettuce, from Sand City to Monterey, folks were a little freaked out… Mike Graham, an associate professor at Moss Landing Marine Laboratories, has seen similar events, though admittedly slightly smaller… So while primary (plankton), secondary (anchovy), and tertiary (whales and such) production has been crammed into the narrow strip of nutrient-rich waters by the shoreline, there isn’t much happening farther out in the bay.

Jason Smith of Moss Landing Marine Laboratories: Domoic acid… has been present in all but one weekly sample since early spring…. This is also very weird… not sure exactly why it’s happening… “California sea lions are… demonstrating negative effects.”

Andrew DeVogelaere, Research Coordinator for the Monterey Bay National Marine Sanctuary: “Unfortunately we don’t understand the ocean well enough to be able to tell you with certainty what’s happening as it’s happening”…It’s not so much that there were more animals than normal… they were packed in close by the shoreline… action (i.e. whale sightings) was pretty slow offshore… “Strange days in the Monterey Bay right now. It’s not the normal year by any means… Lots of mysteries to solve. It’s like the CSI of the sea.”

Full interview with Milligan available here

 
Published: August 30th, 2014 at 12:39 pm ET
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Related Posts

  1. SF Chronicle: “Unbelievable hordes” of fish near California coast; Most birds, sea lions, dolphins, whales anywhere — Expert: ‘Off the charts’ pelican population “highly unusual… could reflect breeding failures elsewhere”; “Abnormal ocean conditions” to blame? May 1, 2014
  2. CBS News: 100s of whales in bay on California coast; It’s never been like this, we just can’t even believe it — Experts: We just aren’t sure what’s going on; “A once-in-a-lifetime chance… unheard of, it’s unbelievable, nobody’s seen this” (VIDEO)November 30, 2013
  3. US Gov’t Expert: Large marine animals likely sensed danger of Fukushima plume and fled, “Not going to wait until they start to die off” — Explains unprecedented concentrations of whales and other sea life clustering off West Coast? (VIDEO)March 2, 2014
  4. ‘Marine Mystery’ in California: “Toxic outbreak threatening marine life” — Birds falling from sky, sea lions convulsing — “Worst they’ve ever seen” — Toxin hits record level, almost 1,000% above gov’t limit — Heart lesions, severe shrinking in part of brain, nervous system failure (VIDEO) May 3, 2014
  5. Professor: Fukushima scaring ‘bejesus’ out of everybody in world… still flowing in ocean, radiation levels unknown — Clearly detectable in tuna at California coast… We focus a lot on bio-accumulation — Japan: Reactor leaks “may have gathered as a lump and drifted offshore, we need to continue monitoring it” (VIDEO) July 21, 2014

“Strontium gets into your bones… it changes the equation”

Officials reveal about 2 Trillion becquerels of Fukushima radioactive material flowed into ocean every month during 2013 — “Deadly strontium” releases now more than double cesium — “Strontium gets into your bones… it changes the equation” (VIDEO)

 
Published: August 29th, 2014 at 9:55 am ET
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http://enenews.com/76259

 

Tokyo Electric Power Company handout — Efforts in order to more reliably prevent marine pollution, August 25, 2014:

Relevant translations of document tweeted by @YuriHiranuma

> Aug 26, 2014: TEPCO says 1 billion Bq #tritium flowing out into the port daily, but shouldn’t it be 15 billion Bq?

> Aug 28, 2014:

  • Strontium 90 = 5 billion Bq
  • Cesium 137 = 2 billion Bq
  • Tritium = 15 billion Bq
  • Total daily outflow into the port = 22 billion Bq

See also: Senior Scientist: 100 times more strontium than cesium in water at Fukushima plant — “Strontium gets into your bones… it changes the equation” — Not “too” concerned U.S. fish will be affected

A Wall Street Journal headline refers to it as “deadly strontium“.

Note that the numbers above are for the 2014 daily releases. Here’s the 2013 data:

  • Strontium 90 = ~15 billion Bq/day
  • Cesium 137 = ~22 billion Bq/day
  • Tritium = ~24 billion Bq/day
  • Total daily outflow into the port = ~61 billion Bq/day

Watch Tepco’s press conference (Japanese only) about the releases here

 
Published: August 29th, 2014 at 9:55 am ET
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Related Posts

  1. Senior Scientist: 100 times more strontium than cesium in water at Fukushima plant — “Strontium gets into your bones… it changes the equation” — Not “too” concerned U.S. fish will be affected August 7, 2013
  2. Experts: Fukushima contamination data wrong, may be 1,000% of levels reported by gov’t and Tepco — 60 billion becquerels of strontium and cesium claimed to be flowing to ‘outer ocean’ each day September 22, 2013
  3. Strontium reaches 500 Billion Bq/m³ in basements at Fukushima — Record levels reported at 5 locations near ocean — U.S. Senior Scientist: “We see strontium becoming more of concern… food chain will have to be studied more carefully” June 3, 2014
  4. PBS: 30 times more strontium-90 than cesium at Fukushima… and strontium is “much more dangerous… this is a problem” — Researchers far from plant “surprised by how much continuing radioactivity they found” — Like “ongoing experiment” (VIDEO) August 9, 2013
  5. Swiss Journalist: Marine biologists now telling me there’s been a change in radioactive material coming from Fukushima — More and more strontium being detected in samples, not just cesium — Is gov’t testing for it… is it in our food? (VIDEO) March 21, 2014

The Cops Are Murdering People and the Attorneys Are Stealing From Them, And the Judges Ignore Both!

Posted: 5:04 p.m. Wednesday, Aug. 27, 2014

Partner in firm accused of stealing $30 million

By Mike Petchenik

http://www.wsbtv.com/news/news/local/former-employee-allegedly-stole-millions-real-esta/ng9yk/

NORTH FULTON COUNTY, Ga —

Nat Hardwick photo
Former real estate employee, Nat Hardwick, allegedly stole millions from firm

The former managing partner of a large Atlanta real estate firm faces a lawsuit that claims he stole millions of dollars from the firm.

The lawsuit, obtained from a source by Channel 2’s Mike Petchenik, was filed Monday at Fulton County Superior court, and alleges that Nat Hardwick, a partner in Morris, Hardwick and Schneider, had taken at least $30 million from firm accounts and from escrow accounts belonging to Landcastle Title.

The lawsuit alleged that Hardwick took “approximately a $1,000,000 to pay providers of private jet services,” and made “$4,000,000 in wire transfers to casinos.”

The lawsuit also alleges that Hardwick covered up his actions until they were discovered by auditors.

In a memo sent to customers Monday, also obtained by Petchenik through a source, firm officials confirmed that Hardwick had resigned his position.

“These activities have negatively affected the future of our company and our customers,” the memo said. “However, Fidelity National Title Group, one of our long-standing and trusted partners, has agreed to step in as 70 percent owner of Landcastle Title.”

The memo said FNTG was funding any shortages to accounts and that they were moving forward with “business as usual.”

An attorney representing Morris, Hardwick and Schneider in the lawsuit told Petchenik they could not comment because it was pending litigation.

Hardwick’s attorney, Ed Garland, sent Petchenik a statement about the allegations:

“A civil lawsuit has been filed against Nat Harwick. Nat is not guilty of any improper, illegal or unethical conduct. Nat became aware of a problem with the accounting earlier this summer and immediately alerted his partners and initiated a review by outside auditors.

“Nat is a founder of the firm Morris Hardwick Schneider and has nurtured its growth for over 23 years.  Under Nat’s leadership, the firm grew to 52 offices in thirteen states with eight hundred employees conducting thirty-six thousand yearly transactions involving billions of dollars.

“Anybody who knows Nat knows that he loves the law firm, its employees, the attorneys and the firm’s many loyal clients. He would never knowingly or intentionally take money he was not entitled to or harm the firm or its clients in any way. The firm was profitable, and Nat believed that all of the money he received was properly distributed to him as his share of the profits of the firm.

“The claims made against Nat in this suit are false, and Nat looks forward to clearing his name.”

Garland told Petchenik he was not aware of any law enforcement involvement in investigating the allegations.

Roswell realtor Creed Crutchfield, who has dealt with the firm, told Petchenik allegations such as this makes consumers nervous.

“It just affects everybody in the industry and it makes my job just that much harder,” he said.

Crutchfield said that realty firms are being warned to double-check any closings they had with the firm to ensure everything was handled properly.

“Those real estate agents might want to make sure they check with the companies they closed with to make sure everything is fine for their clients,” he said.

Atlanta Police Officer Arrested For Murdering Woman!

HAPEVILLE, Ga. —

Hapeville police have arrested an Atlanta police officer wanted on murder charges.

Police issued a wanted poster for Tahreem Zeus Rana, 23, on Wednesday.

They say he is a city of Atlanta police officer and their No. 1 suspect in the death of 26-year-old Vernicia Woodard.

A Hapeville city worker found Woodard’s body on fire along Elm Street on Friday. 

The GBI was called in to help, and investigators say the body was lit on fire in an effort to destroy evidence.

Officers arrested Rana around 8:30 a.m. Thursday at Hartsfield-Jackson International Airport. They say he was headed to Monterey, Mexico, which may have been a stop on the way to India. Rana was on the no-fly list. 

Hapeville police say Rana will be charged with murder, arson and kidnapping. Channel 2 Action News cameras captured Rana being walked into the Hapeville police department for questioning.

Police believe Rana met Woodard on Craigslist. She leaves behind an 8-year-old daughter.   

Atlanta police told Channel 2 Action News, “We are shocked and saddened by these developments.  The officer has been relieved from duty, and is in a non-enforcement status.”

Atlanta Police Chief George Turner will hold an emergency hearing on the case on Thursday.

Rana grew up in Hapeville and one of the detectives involved in the case says he has known Rana since he was a kid.

“I’ve been a police officer in city of Hapeville for 15 years and actually saw this young man grow up and heard him say, ‘When I grow up, I want to be a police officer,” Det. Stephen Cushing said. “And then, later, to be the one that is actually investigating him in this case.”

Stay with wsbtv.com and Channel 2 Action News for updates on this developing story.

PEDIGREE DOG FOOD ALERT!!!

Important Dog Food Recall Alert

Dear Fellow Dog Lover,

Because you signed up on my website and asked to be notified, I’m sending you this special recall alert. On August 26, 2014, Mars Petcare US announced it is recalling specific lots of its Pedigree Dry Dog Food due to the possible presence of small metal fragments.

To learn which products are affected, please visit the following link:

Pedigree Dog Food Recall

Please be sure to share the news of this alert with other pet owners.

Mike Sagman, Editor
The Dog Food Advisor

P.S. Our Editor’s Choice members get instant access to the complete recall history of our most recommended brandsClick here to learn more.

Pacific Ocean Now Dead, Must Watch Video by thenuclearproctologist.org

“HORROR”  “Pacific Ocean Now Dead From Fukushima Radiation”

 https://www.youtube.com/watch?v=-1FrscZBjhc&list=TLdJ28vujOJspnMzaADNRXD7_AfpiMeO-H

 Streamed live on Aug 10, 2014

http://www.thenuclearproctologist.org/ The entire 200 kilometers we checked of Canadian Pacific Coast Line was devoid of all life , recovery is highly unlikely . This presentation will be followed tonight with a Q & A session at 8 pm pacific Canada time on this same site beautifulgirlbydana . Watch the live presentation Aug

Information That You Really Should Consider Reading…

Fukushima Documentary 2014 HD ☢ Nuclear Exodus: Pandora’s Promise Was A Lie

Summary: Following the unprecedented triple meltdown at the Fukushima Daiichi nuclear power plant after Japan’s 3/11 earthquake and tsunami, a myriad of far reaching questions has arisen…
What’s the current state of the Fukushima nuclear reactors? How much radiation have they already released? What type of health impacts can we expect? Is our seafood supply safe? And what about the other 435 nuclear reactors around the world, 104 in the US alone – 22 of them the same exact design as those that exploded and melted down in Fukushima, are they safe?
Yet these are not easy questions to get answers to. The mainstream media and the internet are full of conflicting viewpoints & information. For example, UN scientists have already claimed that the health impacts of Fukushima will be negligible and statistically insignificant, which is parroted in CNN’s documentary “Pandora’s Promise”. However independent scientists tell a very different story; they project on the order of a million cancers within the next few decades in Japan alone.
So how does such a massive scientific discrepancy occur?
Nuclear Exodus explores the ties that inexorably bind the nuclear power industry to the military industrial complex, and how the lust for nuclear weapons causes governments to push nuclear power on their citizens, while covering up the true health effects of radiation exposure. It delves deep into the legacy & lessons of Chernobyl, nuclear waste management, nuclear terrorism, & solar flares which could potentially trigger hundreds of nuclear meltdowns across the world – threatening life on Earth as we know it.
But can human civilization truly generate the electricity it needs without nuclear power, especially while reducing our energy dependence on fossil fuels? How far have renewable technologies come in 2014 exactly? And if some cataclysmic disaster did threaten the world, would there be anyway to realistically protect life on Earth? Could Mars actually be a feasible back up planet anytime soon?
These questions and more are explored in great depth during Nuclear Exodus: Pandora’s Promise Was A Lie. (This is version 2.2, the most current and up to date version. It’s been tightened up with some important new facts, plus enhanced audio & visuals!)
Like us on Facebook!
**This documentary is for educational purposes only. Contains scenes which some viewers may find very disturbing. Viewer discretion is advised. SpaceX, SolarCity, and Tesla Motors were not involved with the production of this documentary. This documentary was produced in accordance with fair use copyright law under US legal code Title 17 Chapter 1 §107 for educational, news, & non-profit purposes in order to promote the progress of science & useful arts.**
End
Fukushima Documentary 2014 HD ☢ Nuclear Exodus: Pandora’s Promise Was A Lie; via @AGreenRoad
http://agreenroad.blogspot.com/2014/06/fukushima-documentary-2014-hd-nuclear.html

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Truth About Judges and Banks, and Why Foreclosure Hell Will Stay, Written by Darwin Bond Graham Great Story

Backing Banks Over Borrowers, California Judges Often Big Stakeholders in Same Banks

Wednesday, 25 June 2014 09:59

By Darwin BondGraham, Truthout | News Analysis
DARWIN BONDGRAHAM (Darwin BondGraham is a sociologist and journalist who covers political economy. He blogs at http://darwinbondgraham.blogspot.com and for washingtonspectator.org.)

http://truth-out.org/news/item/24400-alifornia-judges-ruling-in-favor-of-banks-over-borrowers-often-own-financial-stocks-and-bonds#.U65EgJjg51o.wordpress

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Sue your bank in California over a wrongful foreclosure, and the best you’re likely to get – if you have ironclad evidence that it broke the law – is a loan modification. That is, a “win” for the borrower usually means the bank keeps another customer and collects interest payments that are thousands of basis points above the level at which the bank is able to borrow from the Fed. Very often, however, homeowner lawsuits against the banks end in dismissal. In the parlance of the courts, the defendant’s demurrer is sustained. Judges in California’s superior courts often rule in favor of the banks, and the few lawsuits that filter up to the appeals courts and Supreme Court don’t fare any better.
Why do the banks keep winning in court against borrowers alleging wrongful foreclosure, fraud and other abuses? Many borrowers and their lawyers say there’s a judicial bias favoring the banks over homeowners, and that this bias is revealed by the economic position of the judges themselves. Most California judges are wealthy, and many of them hold significant investments in financial corporations and bonds, oftentimes even in the very same banks and mortgage lenders that have been sued by thousands of Californians over alleged fraud, deception and wrongful foreclosure.
Case in point: Baldwin v. Bank of America, a borrower lawsuit alleging wrongful foreclosure that battled all the way to the steps of California’s Supreme Court. In 2007, Marvin Baldwin borrowed half a million dollars from J&R Lending to purchase a small three-unit apartment building in Long Beach, California. It was the height of the real estate bubble. Things quickly fell apart, and Baldwin ran into financial troubles.
In 2009, Bank of America, which by this point had acquired Baldwin’s loan, notified him that he qualified for a federally sponsored HomeSaver Forbearance Program, a temporary bridge toward a permanent loan modification. Baldwin assumed that this was how the taxpayer-funded bank bailouts were translating into assistance for small landlords, so he cooperated with Bank of America and made payments under the program. But late in 2010, Bank of America recorded a notice of default against Baldwin’s loan. Things looked dire.
Then in October, two months after filing the notice of default, Bank of America spun around again and appeared to be offering Baldwin a rescue plan. Bank of America announced a national moratorium on foreclosures due to the bank’s acknowledgement of “irregularities” in its own internal processes. But then Bank of America reversed course yet again. In spite of announcing a moratorium on foreclosures – a moratorium stemming from the robo-signing scandal in which it was revealed Bank of America was routinely breaking the law – Marvin Baldwin’s home was suddenly sold at auction on December 8, 2010.
He filed a lawsuit alleging breach of contract and fraud and sought injunctive relief to save his property. Baldwin alleged in his lawsuit that Bank of America violated California’s Unfair Competition Law, which states, among other things, that a company cannot act in ways that would be likely to deceive a reasonable customer. The foreclosure “moratorium” Bank of America announced was one such deceptive practice because the bank lulled its borrowers into inaction, but then in fact continued to foreclose on properties and sell them, argued Baldwin and his lawyer. A year later, a trial court in Los Angeles sided with Bank of America, ruling the foreclosure and auction were perfectly legal, and that the bank’s actions weren’t deceptive.
Marvin Baldwin and his lawyer Lenore Albert appealed and argued their case before California’s 2nd District Appellate Court. They lost again. The court’s reasoning waded deep into gray areas, interpreting California’s business laws, fraud laws, and real estate laws liberally in the Bank of America’s favor.
Broad Pattern of Bias Seen
Plaintiffs’ attorneys see a broad pattern in California in which the judiciary has routinely sided with the banks, even when the law could be interpreted to prevent or reverse a foreclosure.
“They don’t want to be the judge that allows 40 million mortgages to go back to the borrowers,” said Patricia Rodriguez, a lawyer who has filed homeowner lawsuits against banks and mortgage servicers in multiple California superior courts. “They don’t want to possibly set a precedent.” A single ruling against Bank of America that reverses a foreclosure sale because the bank didn’t follow the letter of the law, for example, could spill over into thousands of other cases and potentially impact the profitability of the entire banking and loan servicing industry in Calfiornia, said Rodriguez.
“It was very clear that there is one form of justice for the small borrower and another form of justice for the moneyed interests,” said Donald Adams, a retired California attorney. “It pains me to say that, but having seen the real estate debacle and the judiciary’s protection of these fraudulent practices, I have reluctantly come to that conclusion.”
As to why the banks so often come out winners, some point to the economic interests of the judges. The average superior court judge in California is paid a salary of about $150,000, but many of the judges are appointed to the bench after years of lucrative private practice where they earned many times this amount of money. Most judges worked as lawyers at large law firms and boutique offices whose clients include major corporations, real estate companies, banks, and others that can pay top dollar. By the time they become judges, most of these lawyers have amassed considerable financial wealth, and like other members of the top 1% of income earners and wealth holders, most judges invest their fortunes in stocks and bonds. And after years of working for corporate clients, many judges have also been steeped in legal and social philosophies that favor the interests of the wealthy above those of consumers and debtors.
It’s impossible to really know why California’s judges have decided so many mortgage fraud and wrongful foreclosure cases in favor of the banks. Certainly it’s a mix of factors, including ideology, but also the existing structure of the legal system that favors wealthy defendants like the banks over isolated and indebted plaintiffs; the banks can afford the best lawyers to represent them, and the biggest banks spend several billion each year lobbying the legislatures of all 50 states and the federal government to shape laws and regulations in their favor. It’s an uneven playing field from the very start. But one possible way to gauge the possibility of bias in the legal system is to look at the economic interests of California’s judges. Unlike ideology, the material interests of the judiciary can be observed and measured. Through their ownership of bonds in financial and mortgage lending companies, many judges own senior claims on debt, debt that is directly tied to the loans of homeowners. Judges also own equity stakes in corporations, the value of which hinges very much on residential mortgage loans and loan-servicing activities.
For example, 42 of California’s 105 appeals court judges own stocks or bonds in financial companies. Seventeen of California’s appeals court judges own stock in Bank of America, while 10 own stock in Citibank, 6 in US Bank, 5 in JPMorgan Chase, and 4 in Wells Fargo. These judges own significant numbers of shares, on average amounting to about $10,000, but some California appeals court judges have revealed in their financial disclosure reports that they own perhaps as much as $1 million in stock in these banks.
The implication here is that many of California’s judges have a financial stake in the profitability of the largest mortgage servicers in the state, the same banks that have been brought before the courts in thousands of cases alleging wrongful foreclosure.
For example, in the Baldwin case, one of the appeals court judges who ruled in favor of Bank of America, Steven Suzukawa, owned as much as $100,000 in Bank of America stock, according to public records. Another of the judges on the three-judge appellate panel that heard the Baldwin case, Norman Epstein, owned as much as $10,000 in Bank of America stock. This was not disclosed, according to parties involved in the case. Under California’s judicial ethics standards, a judge owning more than $1,500 in stock of a company that is party to a lawsuit should recuse themselves from the case.
Baldwin fought on after the setback in the appeals court which was decided in February of this year, petitioning the Supreme Court of California to hear the case. California’s highest court refused to consider the lawsuit, dismissing the petition on May 21.
“I am a bit shocked at the failure to review such a new issue that affects thousands,” wrote Lenore Albert, Baldwin’s counsel, in an email.
One of the Supreme Court judges who was set to decide whether or not Baldwin would be heard had to recuse himself from even making that preliminary decision. Ming Chin, appointed to the California Supreme Court by former Governor Pete Wilson in 1996, disclosed as much as $100,000 worth of stock in Bank of America. Judge Chin also owns stock in Morgan Stanley, the investment bank that sold billions in mortgage-backed securities during the real estate bubble of the 2000s.
Majority of Justices Major Stakeholders in Banks
A majority of California’s Supreme Court justices own major stakes in the banks that service the majority of mortgage loans in the state. Justice Marvin Baxter owns shares of Wells Fargo Bank and Citibank. Justice Carol Corrigan owns shares of Citigroup and part of a business called Redwood Mortgage Investors, a private investment company that owns tens of millions of dollars worth of residential mortgage loans in California. Justice Joyce Kennard owns stock in JPMorgan Chase and Citibank. Justice Kathryn Werdegar owns as much as $1 million in Wells Fargo stock. That makes five of California’s seven Supreme Court justices major investors in the mortgage lending and loan servicing industries.
“I’m so frustrated,” said one lawyer, speaking on the condition of anonymity, about decisions of California’s judges. “I have my team putting together the wall of shame for the judges, how they’re not enforcing the law.”
The state courts, many of them, were individually biased against the consumers,” said retired attorney Don Adams. “The courts were not going to let individual borrowers escape mortgage payments, and were less concerned with stopping the fraudulent and predatory activities that got us into the mess in the first place.”
In 2009, Adams sued Countrywide on behalf of a client who sought to quiet title to their home after a tangled deal of loans involving Countrywide, Citibank, and Bank of America led Countrywide to wrongfully foreclose. Countrywide admitted to foreclosing “in error,” but a trial court found in favor of the bank, forcing the borrowers to sign a new loan agreement with Countrywide. Adams and his clients appealed the decision, but then lost before a panel of three judges in California’s Second Appellate District court. One of the judges, Arthur Gilbert, owned stock in Bank of America and Citibank. Another one of the judges, Kenneth Yegan, disclosed two loans for over $1 million he had taken from Countrywide.
According to Adams, the bias of the courts in favor of the banks existed long before the foreclosure crisis. “Had courts enforced the law against the lenders, the great recession did not have to occur,” he said. “Many of us were after the New Centurys, the Ameriquests, and Countrywides well before the collapse. Even after the economy imploded, most judges did their best to protect the business interests of the predatory lenders by cynically not wanting to let the consumers ‘off the hook’ without recognizing that borrowers would still have to pay a mortgage, but the lenders would have to unwind the loans and do it again. The courts felt that was too much for the fraudsters – and accordingly protected them.”

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