Home Loans for Poor Leave Some Feeling Misled By Michael Kanell The Atlanta Journal-Constitution


Home Loans for Poor Leave Some Feeling Misled
By Michael Kanell
The Atlanta Journal-Constitution
August 2, 2016

Al Butts and his wife thought they were becoming homeowners when, in 2011, they moved into their Decatur, Ga., residence.

“It sounded too good to be true, because it was such an achievement for me,” Butts said. “They said, ‘This is your house.’ ”

The too-good-to-be-true part could be right.

The Butts didn’t have a mortgage loan on the home but rather something called a “land contract,” a little-known form of lending marketed to people who can’t get regular financing.

People with a land contract put money down, make regular payments plus interest, and pay taxes and insurance. If they make payments all the way to the end of the contract, they will own the home. If they don’t they can be evicted and lose everything they put into it.

That’s what could happen to Butts and his wife, who this summer got an eviction threat after some late payments.

“It’s a 30-year contract. You could make payments every month and lose it in year 29,” said Kristin Tullos of Decatur Legal Aid, which is representing the couple as they try to stay in the home.

Georgia, like most states, does not regulate land contracts, which are also known as “contract for deed.” Critics generally do not argue that they are illegal. But they say companies offering them target credit-starved, minority neighborhoods and deceive consumers. The deals typically carry interest rates well above those for mortgages.

Fueled by housing crisis

The practice was fueled by the housing crisis, which put millions of homes on the market at huge discounts while also savaging consumers’ credit ratings.

No one has recent numbers, but 3.5 million people bought a home through a land contract in 2009, according to the U.S. Census. “Evidence suggests that land contracts are making a resurgence in the wake of the foreclosure crisis,” a recent report from the National Consumer Law Center said.

Equity firms and real estate companies bought thousands of depressed properties as investments, renting them until the market made a resale lucrative.

A small group of companies have added “contract for deed” deals as a profitable variation aimed at minorities, according to the group’s report.

Dallas-based Harbour Portfolio Advisors — the name on the Butts’ deed — is one of the largest with an estimated 6,700 properties in five states.

Calls from the AJC to Harbour over the past several weeks were not returned, but earlier this year, a lawyer for Harbour told the New York Times that the company’s business model is “to purchase unproductive residential properties and sell them to other people who will make them productive again.”

Local attorneys say there’s no indication Harbour set out to exploit minorities. But in choosing low-income, foreclosure-afflicted areas and appealing to people who cannot get traditional mortgages, Harbour ends up with a clientele that is largely black.

In metro Atlanta, Harbour had 94 properties, in Fulton, DeKalb, Cobb, Gwinnett, Clayton and Rockdale counties, the report said. “The common theme is that land contracts were being sold predominantly to borrowers of color.”

Shut out of mortgages

From the 1930s to 1950s, when blacks were shut out of many mortgage programs, land contracts were often the most common form of home-buying. But the contracts did not fulfill their promise then — and still don’t, the Law Center report concluded.

“Then, as now, homeownership through these deals was often a mirage, and buyers lost their homes, their down payments, their sweat equity, and the money they paid for repairs, maintenance, insurance, and interest,” the report said.

For depressed areas, the impact is not all bad — it puts people into houses that might otherwise be vacant, said Deirdre Oakley, sociology professor and housing expert at Georgia State University.

But for people who aspire to own a home, it isn’t a good deal due to the risk and interest charged, she said.

A big motive for buying a home is to build equity — to gain wealth as the property value rises. With a contract for deed, the consumer only gains if he or she completes the full payment schedule and becomes the owner.

“They are basically like renters but also paying interest and insurance and taxes and paying for repairs,” Oakley said. “You are giving them a chance to own a home, but you are not giving them much of a chance.”

For the deal to be at all fair, customers need to know exactly what they are getting into, said Svenja Gudell, chief economist at Zillow, a national real estate research firm.

“They target people who are less informed. They are often taken advantage of,” she said.

Al Butts doesn’t claim to be blameless, but he feels misled.

‘Flim-flam from the git-go’

“I told them right up front I was on a fixed income, and I have made up every payment I’ve been late on,” he said. “The way I think of it, it was a flim-flam from the git-go. It was like we were their cash-cow.”

Irene Cole and her husband thought they were buying an East Point home from Harbour in 2013 for $49,000. They put $1,500 down, agreed to a 9.9 interest rate on the rest and started paying $605.92 a month.

“We were told that the house was ours,” Cole said.

Their land contract was sold, however, and they dealt with a series of other companies. They had a disagreement with one about which bank account the company was taking money from — when it came from the wrong account, there wasn’t enough money.

Later, they missed some payments but say they weren’t sure who to send a check to.

Now, they’ve received notice that their house is scheduled for a foreclosure hearing. They are working with attorneys at Legal Aid to fight the foreclosure.

They first sought to refinance through Home Safe Georgia, a state program aimed at helping people avoid foreclosure.

“But when we went to Home Safe Georgia,” Cole said, “they said we can’t help you because you don’t own the property.”
© 2016 The Atlanta Journal-Constitution. Distributed by Tribune Content Agency

Supreme Court refuses to hear challenge to Connecticut, New York weapons ban

The Supreme Court is allowing the different States to pass and uphold gun ban laws.

Supreme Court refuses to hear challenge to Connecticut, New York weapons ban

Washington Post Report

June 20 at 9:51 AM

The Supreme Court declined Monday to review bans on a lengthy list of firearms that New York and Connecticut have classified as “assault weapons,” the latest example of the justices turning down an opportunity to elaborate on an individual’s right to gun ownership.

With an emotional debate about gun control reigniting across the street at the Capitol, the justices without comment said they would not review lower-court decisions upholding the laws.

Connecticut’s ban was expanded shortly after a gunman used one of the military-style semiautomatic weapons on the list to kill 20 students and six educators at Sandy Hook Elementary School in Newtown in 2012.

The decision Monday was not a surprise, as the justices have previously declined to review other lower-court decisions that uphold bans passed by cities and states. Maryland, California, Hawaii, Massachusetts and New, Jersey as well as many cities and towns, have similar laws. None of the legal challenges to them have been successful in lower courts.

These prohibitions were enacted after a federal ban expired in 2004. Attempts to revive the federal ban have failed, although advocates are trying in the wake of the massacre at an Orlando nightclub that left 49 victims dead.

What to know about assault-style rifles

The Supreme Court declined Monday to review bans on a lengthy list of firearms that New York and Connecticut have classified as “assault weapons,” the latest example of the justices turning down an opportunity to elaborate on an individual’s right to gun ownership.

With an emotional debate about gun control reigniting across the street at the Capitol, the justices without comment said they would not review lower-court decisions upholding the laws.

Connecticut’s ban was expanded shortly after a gunman used one of the military-style semiautomatic weapons on the list to kill 20 students and six educators at Sandy Hook Elementary School in Newtown in 2012.

The decision Monday was not a surprise, as the justices have previously declined to review other lower-court decisions that uphold bans passed by cities and states. Maryland, California, Hawaii, Massachusetts and New, Jersey as well as many cities and towns, have similar laws. None of the legal challenges to them have been successful in lower courts.

These prohibitions were enacted after a federal ban expired in 2004. Attempts to revive the federal ban have failed, although advocates are trying in the wake of the massacre at an Orlando nightclub that left 49 victims dead.

What to know about assault-style rifles

Play Video2:21
Orlando shooter Omar Mateen used the assault-style rifle Sig Sauer MCX to kill at least 49 people, authorities say. Here’s what you need to know about the guns some are calling “the gold standard for mass murder.” (Editor’s note: This video has been updated with more specific information.) (Gillian Brockell/The Washington Post)

Like other laws, Connecticut’s ban includes semiautomatic guns and high-capacity magazines, covers popular weapons such as AR-­15s and AK-­47s, and names more than 180 weapons that cannot be sold.

But the individuals and organizations challenging the law said the state is an “outlier” in banning weapons that are popular and protected in the rest of the country.

“In truth, the odd assortment of firearms Connecticut calls ‘assault weapons’ are mechanically identical to any other semiautomatic firearm — arms that, as no one disputes, are exceedingly common and fully protected by the Second Amendment,” the challengers said in their petition to the court.

Gun rights advocates have urged the court to review such bans, saying that they violate the court’s 2008 decision in District of Columbia v. Heller, which said individuals have a right to gun ownership for self-protection.

After recognizing the individual right for the first time in Heller, which covered the federal enclave of the District, the court made clear in a subsequent case that state and local governments, like Congress, could not prohibit individual gun ownership.

But the court has not shown any interest since then in elaborating on what exactly that right covers. And in the process, the justices have passed up the chance to scrutinize lower-court decisions that have upheld the laws banning certain weapons as well as laws requiring tight restrictions on those who can legally carry guns outside their homes.

When the Supreme Court declined last December to review a lower-court decision upholding such a ban, Justices Clarence Thomas and Antonin Scalia wrote that a similar law flouts the court’s Second Amendment jurisprudence. Scalia died in February.


So, what it boils down to, is we all just sit on our happy little asses, and let them continue to do this, because some of us are ignorant enough not to realize that any and every semi-automatic, will soon fit into the category of “assault weapons”, the country is lost.

Has anyone actually heard what the govt. considers an assault weapon?  I know, that every time I hear reference to it, in the same sentence, the speaker references “semi-automatic”.  In reality, an assault weapon, is one used by our military.  It is an automatic weapon, not a semi-automatic weapon.  I could be wrong, but don’t think  so.

If I hear one more idiot reference assault weapon and deer hunting, I will scream!  They have already decided that any semi-automatic is an assault weapon.  So what the hell do you plan to kill a deer with?  A 22 rifle?  Anything and everything that has a magazine, a drum, or any other device to feed the weapon, is an assault weapon.  Before you know it, the good ole reliable six shooter will be an assault weapon.

It is now time to really think about it.  The US Supreme Court has bailed on the United States Constitution.  That is reality.  Just like the reality about the Orlando shooter, was being played with by the FBI for more than a year.  Finally, the guy went for it.  Whose idea was it, FBI’s or the shooters?

So what’s going to be boy, yes or no?

 

From Scientific American: Nuclear Reactor Approved in U.S. for First Time Since 1978


(Photo Courtesy of Southern Co.)
Sustainability
Nuclear Reactor Approved in U.S. for First Time Since 1978
http://www.scientificamerican.com/article/first-new-nuclear-reactor-in-us-since-1978-approved/
But no nuclear renaissance appears to be imminent, despite the go-ahead to build and operate two new reactors in Georgia
By David Biello on February 9, 2012 73
Years of shifting and smoothing Georgia red clay paid off today, as the U.S. Nuclear Regulatory Commission (NRC) voted to allow construction of two new nuclear reactors (pdf) at the Plant Vogtle nuclear power station near Augusta. Atlanta–based utility giant Southern Co. will soon have permission to complete construction and operate two AP1000 type nuclear reactors designed by Westinghouse.
But what were initially lauded as the first reactors of a nuclear renaissance when proposed are more likely to be the exceptions that prove the rule of no new nuclear construction in the U.S. Only this twin set of reactors in Georgia, another pair in South Carolina and the completion of an old reactor in Tennessee are likely to be built in the U.S. for at least the next decade. “We won’t build large numbers of new nuclear plants in the U.S. in the near term,” says Marvin Fertel, president of the Nuclear Energy Institute, a lobbying group for the nuclear industry.
The problem is twofold: electricity demand in the U.S. is not growing and natural gas, which can be burned to generate electricity, is cheap. As a result, utilities are building more natural gas–burning turbines rather than more expensive nuclear power plants.
“Today, you ought to build gas,” Fertel admits. But “you don’t want to build only gas.”
That may become even truer as old coal-fired power plants are forced to retire by new pollution rules and/or natural gas prices rebound. Given the long lead times required to gain permits and actually build a nuclear power plant, however, five new reactors may be as many as the U.S. will see erected during this decade. “If they are built, I suspect all of them are post-2020,” says Fertel of other reactor applications awaiting NRC review.
In fact, the only reason utilities in Georgia and South Carolina are building the new reactors is because the governments in those states have allowed them to pre-charge customers for their cost. Southern Co. is already charging customers $3.73 per month for the reactors’ construction, expected to cost roughly $14 billion, and may receive a more than $8-billion loan guarantee from the federal government. In the absence of a national government policy that puts a premium on electricity generation that results in fewer emissions of greenhouse gases, there is little incentive to build nuclear power plants in the U.S. “If we get back to the carbon discussion, that will have an effect on new plants that are built,” argues Bill Johnson, CEO of Progress Energy, one of the utilities filing for a construction license but with no plans to actually build a nuclear power plant in the near future. “Nuclear can’t compete today.
Other than the Watts Bar unit No. 2 in Tennessee, which will simply be the completion of a reactor that started construction in the 1970s, the four new plants will all employ a novel design—the AP1000. They will be the first to employ so-called passive safety features, or technology that kicks in with or without human intervention. In the case of the AP1000 that means cooling water sits above the reactor core and, in the event of a meltdown like the ones at Fukushima Daiichi, will flow via gravity into the core to cool it with the automatic opening of a heat-sensitive valve.
Furthermore, although the thick steel vessel containing the nuclear reactor is encased in a shell of 1.2-meter-thick concrete, that shell is itself surrounded by a building that is open to the sky. Should the concrete containment vessel begin to heat up during a meltdown, natural convection would pull cooling air inside.
The NRC initially rejected that open-air building for a lack of structural strength. The U.S. regulator argued that it would not withstand a severe shock such as an earthquake or airplane impact because it was initially planned to be built from prefabricated concrete and steel modules to save money.
The NRC approved a modified design (pdf) in December that employs more steel reinforcement, among other changes. Nevertheless, NRC Chairman Gregory Jaczko voted against approving the license for the two reactors at Vogtle today unless they incorporated a “binding obligation that these plants will have implemented the lessons learned from the Fukushima accident before they operate.” The commission also required more inspection and testing of the explosive-opened valves that would allow venting in case of an accident.
Already, the Shaw Group facility in Lake Charles, La., a nuclear equipment supplier, has begun churning out gear for the new nuclear power plants. A “mini skyscraper,” in the words of Westinghouse CEO Aris Candris, has been built at Vogtle to allow for final assembly of the modules that will reach the site by truck or rail. “Both sites are as ready as you can be,” he adds. “Rebar is sitting outside the hole ready to go.”
A global revival of interest in nuclear power technology remains underway, despite the April 2011 meltdowns at Fukushima Daiichi in Japan. China is already building four AP1000s and more than 20 other reactors currently—and many other countries are considering new plant construction, from the Czech Republic to India.
But in the U.S., even just to maintain the current fleet of 104 reactors, which provide 20 percent of the nation’s electricity supply, would require building as many replacement reactors by 2030. In fact, nuclear power production may shrink in the U.S. before it grows. Aging reactors, even with life extensions of another two decades, will begin to drop off the grid in coming years. “Twenty years is the blink of an eye for 100 gigawatts. The time is now to begin to deploy new nuclear,” says David Christian, CEO of Virginia-based utility Dominion Generation, although his company has no plans to do so before the end of the decade. “We’re in danger of missing that window.”

The epitomy of stupidity and embaressment for Georgians who know better. Plus, we have to help pay for it. They call it investment! I don’t invest in my own death. How fucking stupid are these people? Every nuke plant in this country is failing, or will soon be. The life has expired, and all ours’ with it. Mankind will be extinct.

AlertsUSA 14 Being Monitored for EBOLA In MICHIGAN!!!

A heads Up alert! After no talk at all about Ebola, suddenly there are 14 in Michigan? Amazing. Bet most of yall already forgot all about ebola, didn’t ya? Just what they had wanted you to do!

The Michigan Department of Community Health says 14 people in Michigan are being actively monitored for Ebola. Health agencies say people with a travel history that includes a return to the U.S. from Ebola-affected areas are being monitored. Authorities will check on people for 21 days after they leave affected areas, which includes checking their temperature and symptoms twice per day. Sixty-nine people have been cleared after going through this process.

The name of Hazard: Ebola hemorrhagic viral fever (EVD, sup.)
Species: Human
Status: Suspected

Posted:2015-01-10 05:39:45 [UTC]

Atlanta Attorneys Are On a Roll For Disciplinary Action, Bout Time Some Get Caught Up in Their Crimes!

Two Lawyers Hit With Default Judgment in Suits by Clients

Greg Land, Daily Report

Robert Thompson JR Vert 201412121516
Atlanta Attorney Robert Thompson Jr.
John Disney/Staff

Two Georgia attorneys—both under suspension by the State Bar of Georgia—have defaulted on a 2013 suit filed by a Douglas County couple who say they paid the lawyers thousands of dollars to forestall foreclosure proceedings only to lose their home when neither lawyer performed any services.

One of the defendants is attorney Robert Thompson Jr., who was suspended earlier this year after failing to respond to an ongoing investigation by the bar’s disciplinary committee. Thompson also was arrested in February and charged with misappropriating $37,440 of a client’s funds; his then-attorney told the Daily Report he had paid back more than $30,000 of the money.

A criminal charge of theft by conversion is pending against Thompson in Fulton County Superior Court. The phone number for his firm, the Thompson Law Group, has been disconnected.

The other attorney, Rodd Walton, has no disciplinary record with the bar but is under suspension for nonpayment of dues. Walton was arrested in 2009 when he attempted to enter the Cobb County Courthouse with a loaded handgun on the day he was to attend a hearing concerning a motion for reconsideration after being ordered to pay a former client $43,000 in restitution and attorney fees.

When his 2009 arrest was reported in this newspaper, a website for Walton’s Legacy Law Group said he was a former deputy counsel for Glock Inc., the maker of the gun he was carrying when he was arrested. On Thursday there was no immediate response to a message left on Legacy’s phone system, and no email is listed for Walton with the bar.

In the Fulton County suit, Michael and Cindy Bentley’s pro se complaint said they fell behind on their mortgage and in October 2011 paid Walton $3,000 to fight foreclosure proceedings. Walton “did absolutely nothing” on their behalf, it said, and when they requested information on their case he demanded another $3,500.

The Bentleys refused and demanded their $3,000 back. Walton first agreed, then told them he would refund nothing, it said.

In March 2012, they retained Thompson for $5,750. He “did nothing for a full year,” then demanded $500 to file a complaint. Thompson filed the complaint but failed to respond to the mortgage bank’s motion to dismiss or to inform the Bentleys that it had been filed, according to their complaint.

The bank’s motion went unanswered, and the court granted it by default. The Bentleys’ house was foreclosed.

Neither lawyer responded to the Bentleys’ suit, and they too moved for a default judgment. According to an order entered Thursday by State Court Judge Patsy Porter, Thompson appeared at an Oct. 15 hearing on the default motion and said that he had filed an answer with the clerk but that it had not been uploaded to the court’s e-filing system.

Porter instructed Thompson to upload a copy of his answer, but he failed to do so, she wrote.

ENENews: “Fukushima fallout…Nearly triple the highest level reported anywhere on West Coast”

With TEPCO having finally given up fighting the onslaught of radiation pouring into the Pacific Ocean, and considering the breeder reactors were creating weapons grade plutonium, it ain’t over, and may never be over.  Our govt. don’t care enough to be honest with us.  Down the road, several years from now, when all of us, lying there dying from cancer, think back on it, we will put two and two together.  Some of us will anyway, and will know that the horrible death we are being put through, was the Japanese’s way of payback for nuking them!

Fukushima fallout on vegetation in South Florida exceeded gov’t notification limit by over 1,000% — Nearly triple the highest level reported anywhere on West Coast

Published: November 27th, 2014 at 8:39 am ET
By ENENews
http://enenews.com/radioactive-vegetation-south-florida-1000-above-nrc-reporting-level-due-fukushima-fallout

Florida Power & Light Company, St. Lucie Nuclear Power Plant Units 1 & 2 (St. Lucie, FL) — 2011 Annual Radiological Environmental Operating Report, submitted to U. S. Nuclear Regulatory Commission:

BROADLEAF VEGETATION: Brazilian Pepper from location H59 — 10-20 miles S/SSE of reactors on south end of Hutchinson Island, [30 miles north of Palm Beach]

Iodine-131 on 22-Mar: 1,220 pCi/kg (wet weight)
Iodine-131 on 29-Mar: 605 pCi/kg
Iodine-131 on 06-Apr: 242 pCi/kg
Iodine-131 on 13-Apr: 136 pCi/kg
Iodine-131 on 20-Apr: 79 pCi/kg
Iodine-131 on 26-Apr: 45 pCi/kg
Iodine-131 on 03-May: 21 pCi/kg
Iodine-131 is “attributed to the Fukushima Nuclear Power Plants event. Elevated levels of radioiodine were measured through-out the U.S.”
NRC Reporting Level for Vegetation = 100 pCi/kg (wet weight)
H 59 J

NRC Reporting Level: “The concentration value in an environmental sample, if exceeded, which must be reported to the NRC.”
Veg CA

The highest I-131 level reported in vegetation from the West Coast is 462 pCi/kg in Central California. The March 22 South Florida sample is nearly triple that amount.

See also: Emergency radiation testing used at Democrat and Republican conventions after Fukushima; Also for Obama Inauguration — Seafood, meat, vegetables, milk, water checked for nuclear waste, while top officials agree to publicly downplay crisis — 80% of milk samples by Orlando, FL had ‘significant’ Cs-137

Published: November 27th, 2014 at 8:39 am ET
By ENENews
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OCCUPY.COM Expose Courts Blocking the Public From Sitting In On Trials In Georgia Courts, What Better Way to Show How Corrupt The Courts Are?

OCCUPY.COM EXPOSES GEORGIA’S COURTS DENYING THE PUBLIC ACCESS TO COURT PROCEEDINGS!

I am quite pleased that someone took notice. The Judges in Georgia are akin to little despots. No doubt, a Judge is God in their Courtroom, but they don’t have the right to Deny the public access, so that they can violate one’s Civil and Constitutional Rights while they sneakily do it.

accused flanked by attorneys at sentencing court

EXPOSED: GEORGIA’S COURTS ARE BREAKING THE LAW BY DENYING PUBLIC ACCESS
TUE, 9/24/2013 – BY TANYA GLOVER

Courtrooms aren’t just a place where justice is served and legal decisions are made. They are also a place for the public to go and see how the justice system works: people enjoy viewing trials and hearings, even if they have no personal stake in them. Viewing public trials is the public’s legal right.

However, revelations by a judicial oversight commission in Georgia show that numerous judges in the state, including some in Atlanta, are violating the law by denying public access to courtrooms in cases ranging from bail hearings to standard trials.

There are some cases in which closing courtrooms to the public is legal, and the circumstances for this are carefully outlined in official Georgia State documents that make the points for legality clear. But according to a recent report in The Atlanta Journal-Constitution, investigations by the state’s judicial oversight commission found the practice of sealing off courtroom access widespread across Georgia — and in most cases, illegally.

Instead of typical open courts, there are now signs posted on courtroom doors stating access is denied to either the general public or specific groups of people, including kids. Bailiffs sometimes stand in place of the signs, blocking entry to the court despite people’s legal right to go in, said Robert Ingram, an attorney from Marietta, Ga., and chairman of the state’s Judicial Qualifications Commission.

“We’ve had our own investigators and commissioners go out and visit a courtroom and they have been greeted by a bailiff or a deputy sheriff and been told to state their business or otherwise they don’t need to be there,” Ingram said.

But why the closed rooms and bans on view judicial proceedings in the first place? Under Georgia’s law, closing off or banning someone from the courtroom can be done at a judge’s discretion. For instance, an unruly or disruptive person, whether child or adult, can be removed. Or there may be a case not considered proper for people under the age of 18 to attend.

More often, however, judges these days claim they are keeping out the public because of lack of space in the courtroom. One instance that put this closed court behavior in the spotlight was the jury selection for Andrea Sneiderman, in which DeKalb Superior Court Judge Gregory Adams lifted the public ban stating that people who wished to be present for the selection had the right to do so.

Seemingly arbitrary court closures by judges in the Peach State are nothing new. Back in 2011, Barbra Mobley, a DeKalb County State Court Judge, resigned after investigations were launched by the Judicial Qualifications Commission alleging that her court featured bailiffs questioning people illegally about why they wanted to observe the cases on the docket.

The phenomenon is occurring statewide. In both Crisp and Ben Hill counties, the Southern Center for Human Rights (SCHR) filed suit against the practice of closing courts to the public. In those counties, it’s been common that courts remain closed off even to the family members of both victims and the accused, other than their attendance at guilt pleas during the trials’ conclusions.

Further investigations have showed that closed courts are more common than first thought. According Gerry Weber of SCHR, this is causing a major problem with transparency. “A closed courtroom is one that is less accountable to the public. What is done behind closed doors can be different to what is done in the cold light of day,” he said.

Many judges are following the closed court lead, including Judge T. Jackson Bedford of the Fulton County Superior Court, Judge Clarence Seeliger of the DeKalb County Superior Court, and Judge Patsy Porter of Fulton State Court. Attempts by The Atlanta Journal-Constitution to contact these servants of the people were unsuccessful, as were the attempts made by Occupy.com.

There are some positive signs as well, however. Judge Christopher Brasher of Fulton Superior Court says he was unaware that the practice of closing courts was occurring in his courtroom, and quickly put a stop to it. Brasher attributed the action to “overzealous deputies, who provide security and order.” He has since ordered that no one be keep out of the court, and that no signs excluding any specific group be put up without his written consent.

Judges Todd Markle and Robert McBurney, both of Fulton Superior Court, say they were not aware the public was being deterred with signs from entering their courts, and that this step was taken without their permission. However, there is debate about the judges’ knowledge of the situation. Each county sheriff’s department is responsible for court security, and Fulton County Sheriff’s Department spokesperson Tracy Flanagan says they do not make or affix signs nor are signs permitted without the consent of the presiding judge.

The Judicial Qualifications Commission issued an opinion on the matter, from the commission’s director Jeff Davis who said massive amounts of complaints have come from the public about access to courtrooms. “Our efforts to educate judges about these issues have resulted in the type of response we would have anticipated,” said Davis.

“Judges are complying with the opinion and modifying practices accordingly. Since the issuance of our Opinion, we have been encouraged by the response of judges and the willingness to bring their courts into full compliance with the law.”

Now The News Is Told That They Are Not to Continue Reporting on Ebola, WHY?

From a Trusted News Source..

Earlier today we were contacted by a customer asking if we had received a tap on the shoulder by the CDC telling us to stop reporting on developments concerning Ebola. This individual’s motivation was the sudden drop off in message traffic from our service over the past 10 days.

220px Ebola virus virion

For the record, NO, we have not received such a request, nor would we comply.

But the inquiry raises important questions:

Why has the overall tempo of Ebola stories slowed to a trickle?

Why has the overall tempo of suspected case reports from hospitals and health departments dropped off?

You may recall that on 10/21 AlertsUSA sent the following SMS message to subscriber mobile devices:

“FLASH: CDC insider tells AlertsUSA that U.S. hospitals being advised to NOT publicly report suspected / confirmed Ebola cases using privacy laws as shield.”

This evening we were informed that Obama Administration efforts to squash reporting on suspected or confirmed cases of Ebola in the U.S. goes much further. Then consider the following single sentence from a Forbes news story published late on 11/2:

“The Associated Press and other press outlets have agreed not to report on suspected cases of Ebola in the United States until a positive viral RNA test is completed.”

http://onforb.es/1EevzcF

And there you have it.

1. Control the source of the news (hospitals and health departments).

2. Control the propagation of the news (mainstream news outlets and wire services).

It would seem that our new Ebola Czar has been hard at work behind the curtain.

The takeaway here is concerning on multiple levels and should serve to highlight, yet again, that mainstream reporting and information sharing by public agencies is not quite as free and independent as the public may think.

Despite this blackout of sorts,receives a steady stream of information from other sources nationally and globally. Before anything is reported to you, we always seek secondary and tertiary confirmation so as to maintain accuracy. This directly translates into trust in the service.

We deal in black and white facts. No grey matter. No rumors.

That said, healthcare workers, public health professionals and members of the armed services have privately have informed us of the details of numerous additional CONFIRMED cases of Ebola quietly being treated at medical facilities in multiple locations across the U.S.. Many of these have been transported to CONUS from abroad. But without solid confirmation upon which we can stake the reputation of the company, the blowback could be significant.

JPMorgan Chase said the US Department of Justice was probing its foreign exchange operations

http://en.ria.ru/business/20141104/195078092/JPMorgan-Faces-Up-to-59-Bln-in-Losses-Over-US-Criminal-Probe.html

MOSCOW, November 4 (RIA Novosti) – America’s largest banking company JPMorgan Chase said the US Department of Justice was probing its foreign exchange operations, with legal procedures expected to cost it up to $5.9 billion, Reuters said on Tuesday.

195078045

The agency cited JPMorgan as saying in its regulatory filing that US criminal investigators were looking into its spot foreign-exchange trading business and associated controls.
It added the bank has been in talks with the Justice Department but noted there was “no assurance” that these negotiations would eventually lead to a settlement.
JPMorgan Chase is a multinational banking and financial services holding company with assets estimated at a total of $2.5 trillion.
Throughout its 14-year-long history, the company has stood accused of mortgage overcharging, alleged manipulations of the energy market, sanctions violations and obstruction of justice by its employees.

Excerpts from Tragedy and Hope Selected by henrymakow.com

Insider Confirmed Conspiracy is No “Theory”

Thursday, October 16, 2014 9:49
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(Before It’s News)

1625cfrquigley.jpg
Caroll Quigley (1910-1977) taught at Princeton, Harvard and Georgetown Universities. In his book,Tragedy and Hope, (1966) he confirmed that private merchant bankers create money out of nothing and control world affairs to their advantage.

 

“There does exist, and has existed for a
generation, an international Anglophile network which operates, to some
extent, in the way the … Right believes the Communists act. In fact,
this network, which we may identify as the Round Table Groups, has no
aversion to cooperating with the Communists, or any other groups, and
frequently does so. I know of the operations of this
network because I have studied it for twenty years and was permitted for
two years, in the early 1960′s, to examine its papers and secret
records.” Tragedy and Hope p. 960

Excerpts from Tragedy and Hope
Selected by henrymakow.com

Pg. 48-49:

In effect, this creation of paper claims greater than the reserves available means that bankers were creating money out of nothing. The same thing could be done in another way, not by note-issuing banks but by deposit banks. Deposit bankers discovered that orders and checks drawn against deposits by depositors and given to third persons were often not cashed by the latter but were deposited to their own accounts. Thus there were no actual movements of funds, and payments were made simply by bookkeeping transactions on the accounts.

Accordingly, it was necessary for the banker to keep on hand in actual money (gold, certificates, and notes) no more than the fraction of deposits likely to be drawn upon and cashed; the rest could be used for loans, and if these loans were made by creating a deposit for the borrower, who in turn would draw checks upon it rather than withdraw it in money, such “created deposits” or loans could also be covered adequately by retaining reserves to only a fraction of their value. Such created deposits also were a creation of money out of nothing, although bankers usually refused to express their actions, either note issuing or deposit lending, in these terms. William Paterson, however, on obtaining the charter of the Bank of England in 1694, to use the moneys he had won in privateering, said, “The Bank hath benefit of interest on all moneys which it creates out of nothing.” This was repeated by Sir Edward Holden, founder of the Midland Bank, on December 18, 1907, and is, of course, generally admitted today.

Pg. 51: The merchant bankers of London had already at hand in 1810-1850 the Stock Exchange, the Bank of England, and the London money market when the needs of advancing industrialism called all of these into the industrial world which they had hitherto ignored. In time they brought into their financial network the provincial banking centers, organized as commercial banks and savings banks, as well as insurance companies, to form all of these into a single financial system on an international scale which manipulated the quantity and flow of money so that they were able to influence, if not control, governments on one side and industries on the other.

The men who did this, looking backward toward the period of dynastic monarchy in which they had their own roots, aspired to establish dynasties of international bankers and were at least as successful at this as were many of the dynastic political rulers. The greatest of these dynasties, of course, were the descendants of Meyer Amschel Rothschild (1743-1812) of Frankfort, whose male descendants, for at least two generations, generally married first cousins or even nieces. Rothschild’s five sons, established at branches in Vienna, London, Naples, and Paris, as well as Frankfort, cooperated together in ways which other international banking dynasties copied but rarely excelled.

Pg. 52: The names of some of these banking families are familiar to all of us and should be more so. They include Raring, Lazard, Erlanger, Warburg, Schroder, Seligman, the Speyers, Mirabaud, Mallet, Fould, and above all Rothschild and Morgan. …

Pg. 324: The powers of financial capitalism had another far-reaching aim, nothing less than to create a world system of financial control in private hands able to dominate the political system of each country and the economy of the world as a whole. This system was to be controlled in a feudalist fashion by the central banks of the world acting in concert, by secret agreements arrived at in frequent private meetings and conferences.

The apex of the system was to be the Bank for International Settlements in Basle, Switzerland, a private bank owned and controlled by the world’s central banks which were themselves private corporations. Each central bank, in the hands of men like Montagu Norman of the Bank of England, Benjamin Strong of the New York Federal Reserve Bank, Charles Rist of the Bank of France, and Hjalmar Schacht of the Reichsbank, sought to dominate its government by its ability to control Treasury loans, to manipulate foreign exchanges, to influence the level of economic activity in the country, and to influence cooperative politicians by subsequent economic rewards in the business world.

Pg. 326-327: It must not be felt that these heads of the world’s chief central banks were themselves substantive powers in world finance. They were not. Rather, they were the technicians and agents of the dominant investment bankers of their own countries, who had raised them up and were perfectly capable of throwing them down. The substantive financial powers of the world were in the hands of these investment bankers (also called “international” or “merchant” bankers) who remained largely behind the scenes in their own unincorporated private banks. These formed a system of international cooperation and national dominance which was more private, more powerful, and more secret than that of their agents in the central banks.

Source: http://henrymakow.com/2014/10/Insider-Confirmed-Conspiracy-is-No-Theory.html

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